Freelancing has become an enormous part of the work landscape and is popular among all generations. For many Americans, the days of 40-hour work weeks in the office are long gone, and they’re happier because of it. Freelancers are generally well educated, with about 20% of freelancers having a Master’s Degree.

Not having a stable employer can also have big downsides, such as missing out on employer-provided medical insurance and getting stiffed by clients. Half of all freelancers say not having affordable health care is their number one concern. Freelancing is a great choice for many people, but filled with a few unavoidable pitfalls. This graphic points out some of the worst to look out for.

What To Look Out For When Freelancing